Register Account - Login to Pay – Synchrony (2024)

Pay Without Log In is a simple, fast and secure way to make same-day Synchrony credit card payments online—without logging in. Use it with any connected device.

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HOW IT WORKS

  1. 1

    Register your account.

  2. 2

    Enable the Pay Without Log In feature.

  3. 3

    You’re ready to make a payment.

Questions? Download how-to guide.

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FAQ

Have questions? We have answers.

First, make sure that your account is registered on mysynchrony.com. Watch the “How To Register” video for step-by-step instructions on registering.

Once your account is registered, you can enable Pay Without Log In. Below is an overview of the process.

Click the log in icon on mysynchrony.com. As you’re logging in, you can check the box to Remember User Name.

You may also choose to check the box This is my personal device. Remember me. for the device you’re using. If you do so, you can securely use Pay Without Log In from this device without answering one of your security questions. If you choose Do NOT remember me, you will be asked to answer one of your security questions each time you use Pay Without Log In. Note: Do not check Remember me if you’re using a public device or a device that does not belong to you.

Next time you visit mysynchrony.com and click the log in icon, if you've enabled device recognition, you’ll see the Pay Without Log In button. Just tap to access online payments.

Pay Without Log In lets you make a same-day payment on your Synchrony credit card account in three easy steps. On the mysynchrony.com log in page, tap the Pay Without Log In button and then:

  1. Select your payment amount.
  2. Select your payment method.
  3. Review and authorize your payment.

Yes. We use industry-standard encryption technology and device recognition technology to protect your personal information.

We use industry-standard encryption technology to protect your personal information.

That depends. Payments received before 11:59 p.m. Eastern Time on any day will be credited that same day. Payments received after 11:59 p.m. Eastern Time on any day will be credited on the next day. Note: Payments that post to your account after the payment due date may result in a late payment fee being assessed to your account.

That depends. Online same-day payments that have a Scheduled status may be modified or canceled until 5:00 p.m. Eastern Time on the day the payment is scheduled. Payments made online after 5:00 p.m. Eastern Time may be modified or canceled until 11:59 p.m. Eastern Time that day. Payments with a Pending or Processed status, or other non-online payments, cannot be modified or canceled.

No. Pay My Provider (PMP) lets you pay your healthcare provider balances online using your CareCredit credit card. Tap here to learn more and access Pay My Provider.

No. Currently, Pay Without Log In allows you to make only one, same-day payment on each of your Synchrony credit card accounts. When you have completed a payment for one account, you will need to return to the mysynchrony.com log in page and tap the Pay Without Log In button to re-start the process and make a payment on another account.

No. Currently, you cannot schedule future payments. You can only make one, same-day payment on each of your Synchrony credit card accounts.

Yes. You can make up to 12 payments if you log in with your user name and password at mysynchrony.com.

Yes. You will receive an email confirmation of your payment at the email address you provided on your account.

You can choose any of the bank accounts that you have already registered at mysynchrony.com to pay your bill using Pay Without Log In.

First, log in at mysynchrony.com with your user name and password. You can then add or delete bank accounts by tapping the Profile menu and selecting Banking Information.

If you see another person’s name on the Log In page, tap the Not You link on the top left. Note that this will also remove the Pay Without Log In button, and you will need to enable the feature again. Tap here for complete step-by-step instructions.

Clearing cookies will clear Pay Without Log In as well, and you will need to enable the feature again.

No. No one else can access your bank account number if you use this feature. When you enable Pay Without Log In, you permit the system to remember your user name and the device you’re using, so someone using a different device would not have access to your account information. For this reason, we recommend that you do not enable the feature if you’re using a public computer or other public device.

Please call the Customer Service number shown on the back of your Synchrony card as soon as possible.

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Register Account - Login to Pay – Synchrony (2024)

FAQs

How do I register my account on Synchrony? ›

Go to the mysynchrony.com Registration page. Or, in the MySynchrony Mobile App, click Register on the log in page. Enter your account number, the last four digits of your Social Security number and your date of birth, and then click Continue.

How do I add another account to the Synchrony app? ›

First, log in at synchrony.com or through the MySynchrony Mobile App with your user name and password. You can then add or delete bank accounts by tapping the Profile menu and selecting Banking Information.

How do I log into my Synchrony credit card account online? ›

To log in to your Synchrony credit card account, go to the login page or mobile app and enter your username and password in the appropriate fields. Then, click on “Sign In” to access your online account.

How do I make a payment to Synchrony? ›

On the mysynchrony.com log in page, tap the Pay Without Log In button and then:
  1. Select your payment amount.
  2. Select your payment method.
  3. Review and authorize your payment.

How do I activate my synchrony account? ›

To activate a Synchrony Bank credit card, call 1 (866) 419-4096 or the number from the activation sticker attached to the card, or go to the Synchrony Bank activation website.

Is there a way to see all my synchrony accounts? ›

How to See All Synchrony Credit Cards Opened in Your Name. Through Synchrony Bank. Log in to any of your Synchrony Bank credit card accounts and go to "Account Manager." All of your other Synchrony card accounts should be listed there. You can also call Synchrony's customer service at (877) 295-2080.

Can I have two synchrony accounts? ›

There's no limit on how many Synchrony credit cards you can have. The exact number will be based on factors such as your existing debt obligations and income. If the issuer considers you won't be able to repay what you owe, it won't approve you for a new account.

Is there a class action lawsuit against Synchrony Bank? ›

Synchrony Bank recently allowed class-action lawsuits by consumers to progress after accepting to take responsibility for long-standing complaints raised against them. Synchrony Bank's class-action lawsuit allows consumers to be paid what they are owed for the suffering and damages they incurred as their customers.

What is the difference between synchrony and Synchrony Bank? ›

Synchrony Bank Basics. Founded in 1932 as GE Capital Retail Finance, Synchrony Bank is a division of Synchrony Financial, the largest provider of private-label credit cards in the U.S. Here's a look at its personal banking products.

How do I sync Synchrony accounts? ›

You can connect up to 5 external accounts to your Synchrony Bank accounts, so you can make transfers. To link an external account, sign in-to your account at SynchronyBank.com or the Synchrony Bank mobile app, or call us at 1-866-226-5638.

How do I check my synchrony balance? ›

By Phone: Call 1-844-406-7427 and follow the prompts to connect with a customer service representative. Via the Mobile App: Log in to the Synchrony Bank app. Your credit card balance will be shown on the home screen.

How do I login my credit card online? ›

Step 1: Go to your bank's net banking website. Step 2: Enter your credentials to log in to the page. Step 3: Choose the credit card for which you wish to make a payment.

How do I add another account to my synchrony app? ›

Enter your bank account number. You may also enter an account nickname. Click Add Account. You will see a bank account confirmation message.

Does synchrony financial have an app? ›

Our app gives you the quick, secure access to your money you expect from an award-winning online bank. My Synchrony Bank High Yield Savings account helped me save for a dream vacation where I proposed to my fiancé!

What is my synchrony account number? ›

Where do I find my account number? Account number is the number on the front or back of your card, on the top right corner of your monthly billing statement, and on the paper that your card was attached to when it was mailed.

How do I register my card? ›

When your new card arrives, it will come with instructions on how to activate and how to register your account online. You'll usually be asked to enter your credit card number and expiration date, plus personal information such as your name, date of birth, and the last four digits of your social security number.

Can you have multiple Synchrony accounts? ›

There's no limit on how many Synchrony credit cards you can have. The exact number will be based on factors such as your existing debt obligations and income. If the issuer considers you won't be able to repay what you owe, it won't approve you for a new account.

How do I get my account number for Synchrony Bank? ›

Account number is the number on the front or back of your card, on the top right corner of your monthly billing statement, and on the paper that your card was attached to when it was mailed.

How do I recover my synchrony account? ›

Password recovery

Please enter your username and we will send a password reset link to your email. If you can't remember what your username is please contact your administrator. If you don't have an email address registered with us you will need to contact your administrator to get your password reset.

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